Jordan’s corner
It’s 2026 and it seems like there are so many issues, says financial adviser Jordan Bean.
Where do I begin when considering what to do with my investments, KiwiSaver, and other financial decisions?
It can feel daunting to make plans for your financial future when thinking about the outlook on the world. Geopolitical conflicts, interest rates, inflation, debts, mortgages, savings. On top of that, skyrocketing fuel, food, power, rates and insurance are the big bills that seem to hit every week and month-end. Looking forward, it all just seems too overwhelming.
All I want is stability in my current situation, which is something that most of us want. That is, buying a first or subsequent home, advancing my career and thinking about assets I’d like to own, maybe doing more study, or just having work/life balance by ensuring rest and recreation such as going to the gym, planning travel and so on. On the other side, I want to prioritise relationships, friends and family, and doing the things that I enjoy. While this is all happening, the New Zealand general election is just around the corner and how the heck am I going to pay for fuel next time I fill up?
The solution? ‘Keep calm and carry on.’ It’s important to remember that this is all just another day in the market.
Don’t panic, don’t fear, just have a plan. All of the above has happened before for many generations in the past and will also happen time and time again for generations to come.
With a plan in place, there is less room for fear and more room to be excited about the future.
At Alistair Bean & Associates – Financial Advisers, we are here to chat and to hold your hand while guiding you through all this turmoil. We offer KiwiSaver solutions as well as lump sum investment options, and aim to get the best results for you. We can also steer you in the right direction for other specialist advice if necessary.
It may be that you have recently sold a business, received an inheritance, sold a property, accumulated a lot of savings, or asked yourself, ‘am I in the right KiwiSaver fund?’ (Heaven forbid you’re still in a default KiwiSaver option.) Do not hesitate in your planning. We treat problems as opportunities, and there are always opportunities in the market that we are on the lookout for, for you. We can be as sophisticated as you require, or we can offer a friendly face for comfort and ease. We always keep in contact with our clients, and you are treated as an individual with fully transparent investment options.
Email me on jordan@abafs.co.nz or reach out to us through the website at www.abafs.co.nz
