Making a portfolio: Alistair Bean & Associates
Recently I attended an International Investment Research Conference in Sydney, with more than 800 other financial advice specialists.
Almost all in attendance were very positive about our economic futures, with shipping traffic jams unravelling, globally very high employment numbers, borders reopened and the world becoming vaccinated, regardless of rising interest rates and inflation.
The most important conference theme was sticking to fundamentals and having the right investments in the construction of your portfolio. Your financial adviser is a specialist and can help guide you where to put your funds, and also regularly monitor, rebalance your portfolio and review your on-going personal needs.
An important factor in deciding where to invest your funds are the essentials of life, such as food, water, clothing, sleep, and shelter, along with modern technology, communication and entertainment. Many investments can involve some or all of these.
Current investment prices have been knocked by supply and demand both up and down and as such, are providing excellent opportunities at these inflation-affected values.
This doesn’t mean that you are going to make a fortune tomorrow, but over time quality investments will likely achieve results as we return back to normalities of open borders and far less restricted trade.
Also your KiwiSaver is now purchasing more units because your regular, same amount invested from salary deductions, is now picking up those units at fire sale prices, which means you now have more quantity to recover with. So, don’t be despondent with your KiwiSaver values at the moment, it’s one of those times when the worst of times, are in fact the best of times.
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The other major theme was ESG (Environmental, Social and Governance). Very much all commercial organisations are now including these factors in running their business, particularly if they are a public company and it is the right thing to do on all fronts.
Anyone who is showing only “token” greenwashing or gender diversity is being found out. They must be genuine in their efforts, and they will be rewarded for
doing so.
Interest rates will go up and down, recessions may occur resulting in the same thing happening to your own funds.
If you want obligation free assistance with constructing an Investment Portfolio or Financial Adviser assisted KiwiSaver, with regular monitoring
and review, including ESG awareness, contact Alistair Bean & Associates – Financial Advisers (details below.)
Anyone who mentions this editorial will receive 50 percent off Implementation Fees – Minimum Investment Portfolio $250,000, Minimum KiwiSaver $50,000 (either existing or new).
Disclosure documents available free on request. Call 03 288 0404 or 021 552 587, email alistair.bean@abafs.co.nz or visit the website below.
